15 Perlman Drive Suite 116 Spring Valley NY 10977 845.202.9000

Retire from work

but never from life  TM

What we do
At Everfund our mission is to improve the quality of life of the elderly and disabled.
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How we do it
We assist them in providing funding options to safeguard their income and allow them to remain or become fully eligible for Medicaid. At Everfund we value every customer. We believe in serving and assisting you all the way. We always take the efficient and simple approach, doing all the work and keeping you in the know. Everfund - We are about service and compassion. And simpler than you think.
Get to know your case manager. 
We designate a case manager for each account to ensure a smooth process throughout.

Why you will join Everfund pooled trust today.

Be in control.
 Enjoy the freedom that you are in control of your money, while we safeguard your monthly excess income so you are eligible for assistance.
Home visits.
 At Everfund you can expect personal service. We come down to your house and work with you at your time, place and convenience. 
Customer Service.
We are always here to assist you never hesitate to contact us with your questions and comments. 
Committed to caring.
At Everfund we are committed to what we do and we believe in giving you a pleasurable and efficient  experience.

What is a pooled trust?l

A pooled trust is a unique type of trust operated by a federally approved 501(c)(3) that allows disabled individuals of any age to preserve their income and assets, so that they may become or retain financial eligibility for public benefits such as Medicaid Home Care.

What should I need to join a pooled trust?

Under current New York Medicaid law, income in excess of the monthly Medicaid allowance must first be spent down on home care or medical expenses prior to receiving Medicaid coverage. Unfortunately, the guidelines do not exempt living expenses, such as rent, food, clothes or utility services when calculating an applicant’s excess income. As a result, Medicaid recipients may not have a sufficient amount of funds to maintain their standard monthly living expenses. Per state and Federal regulations, any disabled individual that deposits their monthly excess income into a pooled income trust will not be subject to rules that regularly apply to monthly excess income. The deposited income will therefore not be counted as available income required to be spent down.

What are the basic requirements for joining?

1) Beneficiary must be disabled as defined by law. This typically includes age-related infirmities.
2) The Trust Account must be established by the Beneficiary. A court-appointed guardian or Power of Attorney is a viable option too.
3) The Trust account must be established solely for the benefit of the Beneficiary

How do I benefit from a pooled income trust?

By establishing a Pooled Income Trust, the beneficiary obtains the benefit of having their monthly income available to them to pay for their living expenses without contributing to the cost of their medical care. 

We'll help you
get there!

  • Friendly customer service.

  • 100% guidance throughout the process.

  • No fine print! What you see is what you get.

  • We keep it simple, easy and efficiant.

We are here to support you, all the way.
At Everfund we guarantee an efficient and expedient processing of all new Joinder Agreements.

Let's Talk!

We are here to assist you! Feel free to contact us with questions or comments and we will get back to you as soon as possible.

    Documents to Download

    Declaration Of Trust
    Joinder Agreement
    Policies and Procedures
    Fees Schedules